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Top Up Mediclaim Individual
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Synopsis:
New India Top Mediclaim covers Hospitalization for Illness and Injury And Reimburse medical expenses at the time when the Cumulative Hospitalisation exceeds the Threshold.

Highlight:

  • New India Top Mediclaim covers Hospitalization for Illness and Injury And Reimburse medical expenses at the time when the Cumulative Hospitalisation exceeds the Threshold.
  • Pre existing Diseases covered after 48 months of continous coverage.
  • Expenses covered for Ayush Treatment.
  • Get Well Benefit of Rs. 5000 and Rs. 8000 for the first four admissible claims.
  • Tax rebate, as per provision of Income Tax rules, under Section 80-D.
  • Organ donor expenses are covered.
Benefit:
Title Description
Additional Cover for Critical Illness Optional, for age below 65
Ambulance Expenses Up to 1 % of sum insured
Day Care Procedure Coverage Not Covered
Donor Expenses Covered
ICU Daily Rent Limit Actually incurred subject to a cap of Rs. 10000 per day for Rs. 5,00,000 Threshold and Rs. 16000 per day for Rs.
Minimum Hospitalization Period 24 Hrs
Non-Allopathic Treatments Covered
Nursing Allowance Aactually incurred subject to a cap of Rs. 5000 per day for Rs. 5,00,000 Threshold and Rs. 8000 per day for Rs. 8,00,000 Threshold.
Pre-Existing Disease / Illness coverage After48 months
Room Rent Limit Aactually incurred subject to a cap of Rs. 5000 per day for Rs. 5,00,000 Threshold and Rs. 8000 per day for Rs. 8,00,000 Threshold.
Waiting Period for New Policy 30 days