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Health Wise Individual
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Synopsis:
Reliance Health Wise is Policy for Individual that aims at covering hospitalization medical expenses and other incidental expenses in case insured person gets hospitalized.

Highlight:

  • Tax rebate available as per provision of Income Tax Rules under section 80-D
  • No Medical Tests up to 45 Years
  • Get 5% discount on renewal premium for each claim free Year
  • Domiciliary Hospitalization expenses are also covered
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title Description
Ambulance Expenses For Gold Plan Upto Rs.1000/- , For Silver Plan Upto Rs.750/-, For Standard Plan Upto Rs.500/-
Attendant Allowance For Gold Plan Rs.300/- per day for a maximum period of 5 days, For Silver Plan Rs.250/- per day for a maximum period of 5 days, For StandardRs.200/- per day for a maximum period of 5 days
Daily Hospitalization Allowance Under Gold Plan Rs.250 per day up to 7 days
Day Care Procedure Coverage 171 day care procedures covered
Donor Expenses Upto 50% of base sum assured subject to maximum of Rs 5 lakh
Free Health Checkup 1% of average sum insured for individual policies and upto 1.25% for floater covers, once at the end of a block of four consecutive years
ICU Daily Rent Limit No sub-limit
Minimum Hospitalization Period 24 hours
No Claim Discount 5% for every claim free year subject to maximum of 20%
Nursing Allowance Rs.300 per day for a maximum period of 5 days under Gold Plan, Rs.250 per day for a maximum period of 5 days under Silver Plan
Post Hospitalization Expenses 90 daysfor Gold And silver Plan. 60 days for Standard Plan
Pre-Existing Disease / Illness coverage "After 2 continuous renewals under Gold and Silver Plan. After 4 continuous renewals for Standard Plan"
Pre-Hospitalization Expenses 60 days for Gold and Silver Plan. 30 days for Standard Plan
Room Rent Limit No sub-limit on Room Rent
Waiting Period for New Policy 30 days