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Diabetes Safe Floater
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Synopsis:
Diabetes safe floater is a family health insurance plan that covers not just complications of Diabetes but regular hospitalization as well

Highlight:

  • Any Complication of diabetes is covered from Day 1
  • Cost of artificial limbs due to amputation is covered
  • Also provide regular hospitalization cover for all other ailments/injuries
  • All day care procedures covered
  • Donor expenses for kidney transplant surgery is covered
  • Post renal transplant complications of the insured person covered
  • Second transplant following failure of the first transplant covered
  • No third party Administrator, direct in-house claims settlement
  • Free medical consultation available over phone 24X7 Toll free helpline
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title Description
Ambulance Expenses 2000 per policy period
Automatic Restoration of Sum Insured Available
Co-Payment 20% of each and every claim amount for insured person whose age at entry is above 60 years
Day Care Procedure Coverage All day care procedures
Donor Expenses Donor expenses for kidney transplantation surgery
ICU Daily Rent Limit Actual
Medical Screening Applicable for plan A
Minimum Hospitalization Period 24 hours
Non-Allopathic Treatments Not Covered
Nursing Allowance Covered
Post Hospitalization Expenses 60 days, not more than 7% of hospitalization expenses, Max 5000
Pre-Existing Disease / Illness coverage After 48 months, 24 months for specific diseases
Pre-Hospitalization Expenses 30 days
Room Rent Limit Actual
Waiting Period for New Policy 30 days