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Medicare Floater
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Synopsis:
Policy that that provides comprehensive health coverage

Highlight:

  • Range of benefits: Indemnity based health insurance cover with range of benefits without any sub-limit unless otherwise mentioned.
  • 4000+ networked hospitals across India.
  • Lifelong renewal
  • Sum Insured Restore Benefit
  • Consumables Benefit
  • Cumulative bonus
  • Tax Benefit under section 80 D of Income tax act.
Benefit:
Title Description
Room Rent Limit Covered
ICU Daily Rent Limit Covered
Pre-Hospitalization Expenses Medicare 60 days, Medicare Premier 60 days, Medicare Protect 30 days
Post Hospitalization Expenses Medicare 90 days, Medicare Premier 60 days, Medicare Protect 30 days
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage Covered
Automatic Restoration of Sum Insured Automatically restore the Basic Sum Insured upon exhaustion of the Sum Insured and accrued Cumulative Bonus, during the policy period.
Pre-Existing Disease / Illness coverage Medicare :Any pre-existing condition will be covered after a waiting period of 36 months.|Medicare Protect:After 48 months | Medicare Premier: after 24 months.
Waiting Period for New Policy 30 days
Co-Payment 10% of the admissible claim if room category is higher than shared accomodation.
Medical Screening Pre-Policy Check-up at our network may be required based upon the age and/or Sum Insured.
Free Health Checkup Medicare :After 2 continuous Claim free year 1% of previous SI max 10,000 | Medicare Premier : Every Year irrespective of claim 1% of Previous SI max 10,000 | Medicare Protect:After 3 continuous Claim free year
Ambulance Expenses Under Medicare and Medicare Protect Road ambulance Covered | Under Medicare Premier Road as well as air ambulance is covered
Non-Allopathic Treatments Covered
Donor Expenses The Medical and surgical Expenses of the organ donor for harvesting the organ where an insured person is the recipient.
No Claim Bonus Medicare:-50% Bonus accumulating upt 100%,50% reduction in case of claim| Medicare Premier:-50% Bonus accumulating upt 100% , 50% reduction in case of claim| Medicare Protect:10% accumulating upt 100%, 10% reduction in case of claim