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Medicare Protect Floater
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Synopsis:
Tata AIG Medicare Protect is a simplified and comprehensive Health Insurance plan.

Highlight:

  • Covers Medical Expenses incurred by an Insured Person for availing medical treatment at his home which would otherwise have required Hospitalisation.
  • Covers expenses upto 20,000 related to a round trip economy class air ticket, or first-class railway ticket, to allow the Immediate Family Memberto be at insured person's bedside during his stay in the hospital.
  • Covers 100% of sum insured in the event of death of insured person due to accident. This benefit is not applicable for dependent children covered in the policy
Benefit:
Title Description
Room Rent Limit Covered
ICU Daily Rent Limit Covered
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage Covers expenses for 540+ Day Care
Automatic Restoration of Sum Insured 100% restore of Sum Insured available
Pre-Existing Disease / Illness coverage Covered after 48 days
Waiting Period for New Policy 30 days
Medical Screening For insured person above the age of 45 years
Free Health Checkup 1% of previous sum insured per policy.The benefit is payable once after every block of three continuous claim free policy years
Ambulance Expenses Covers expenses, upto Rs 1,000 per hospitalization
Non-Allopathic Treatments Covered
Donor Expenses Covers Medical and surgical Expenses of the organ donor for harvesting the organ where an Insured Person is the recipient
No Claim Bonus 10% increase in cumulative bonus every claim free year upto a maximum of 100%. In case of claim 10% reduction in Cumulative Bonus