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Medicare Premier Individual
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Synopsis:
Tata AIG Medicare Premier is a simplified and comprehensive Health Insurance plan.

Highlight:

Benefit:
Title Description
Ambulance Expenses Road Ambulance Rs. 5000 per Hospitalization. Air Ambulance maximum of Rs. 500,000,
Automatic Restoration of Sum Insured Covers expenses for 540+ Day Care Treatment due to disease/illness/injury
Day Care Procedure Coverage Covers expenses for 540+ Day Care Treatment due to disease/illness/injury
Donor Expenses Covers Medical and surgical Expenses of the organ donor for harvesting the organ where an Insured Person is the recipient
Free Health Checkup upto 1% of sum insured subject to a maximum of Rs. 10,000/- per policy.
ICU Daily Rent Limit Covered
Medical Screening Required for insured above the age of 45 years
Minimum Hospitalization Period 24 hours
New Born Baby Cover Covered upto Rs.10,000/
No Claim Bonus 50% No claim bonus next year in case of claim free year, subject to maximum bonus of 100%. In case of Claim Cumulative Bonus decreases by 50%
Non-Allopathic Treatments covers expenses incurred for treatment as in-patient in an Ayush Hospital.
Post Hospitalization Expenses 90 days
Pre-Existing Disease / Illness coverage Covered after a waiting period of 24 months.
Pre-Hospitalization Expenses 60 days
Room Rent Limit Covered
Waiting Period for New Policy 30 days. Any listed illnesses/treatments will be covered after a waiting period of 24 months