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Super Top Up Medicare Family
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Synopsis:
Super Top Up Medicare is a Mediclaim policy specially designed for persons aged between 18 to 80 Years which offers in-patient hospitalization expenses, pre and post hospitalization expenses, ambulance Charges etc. incurred in India

Highlight:

  • This is a top-up policy where the company will pay medical expenses when total bills exceed the Deductible limit
  • A top-up plan can lower the impact of rising medical costs.
  • This policy covers hospitalization expenses up to the opted Sum Insured over and above a specified level called Threshold Level.
  • It gives additional protection at an affordable price when hospitalization costs are very high
  • No Medical tests up to the age of 45 Years
  • Additional benefit is paid in case of Critical illness is diagnosed
  • This policy offers protection in excess of any Primary health policy/benefit scheme that you may already have
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title Description
Additional Cover for Critical Illness Yes
Ambulance Expenses Up to 2500 per hospitalization
Day Care Procedure Coverage Not Covered
Donor Expenses Covered
Minimum Hospitalization Period 24 Hrs
Nursing Allowance Covered
Post Hospitalization Expenses 60 days
Pre-Existing Disease / Illness coverage After48 months
Pre-Hospitalization Expenses 30 days
Room Rent Limit No Limit
Waiting Period for New Policy 30 days