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Senior First Individual
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Synopsis:
Health Insurance plan specially designed for Senior Citizens.

Highlight:

  • ReAssure Benefit:- Never run out of Sum Insured.
  • Day 1 Health Check-up
  • No sub-limits applicable for common health conditions like cataract, joint replacements, cancer, or more.
  • Safeguard (Add-on)* Go truly cashless with coverage even for non-payable items like PPE Kits, gloves, masks, and more
Benefit:
Title Description
Ambulance Expenses Road ambulance: up to INR 2,000 per hospitalization | Air ambulance: up to INR 2,50,000 per hospitalization
Automatic Restoration of Sum Insured Gold Plan :-NA | Platinum Plan:-Unlimited up to base Sum Insured(Applicable for both same & different illness)
Co-Payment 50%.. If deductible is opted, then co-payment will NOT apply
Day Care Procedure Coverage Covered up to Sum Insured
Donor Expenses Covered up to Sum Insured
Free Health Checkup Gold Plan:-Not applicable| Platinum Plan:-Annual (From Day 1); For defined list of tests; up to INR 500 for every INR 1 Lac Base Sum Insured (Individual policy: maximum INR 5,000 per Insured; Family Floater policy: maximum INR 10,000 per policy)
ICU Daily Rent Limit Covered up to Sum Insured
Medical Screening No mandatory pre-issuance medical tests
Minimum Hospitalization Period 24 hours
No Claim Bonus Covered up to Sum Insured
Non-Allopathic Treatments Covered up to Sum Insured
Post Hospitalization Expenses (180 days) Covered up to Sum Insured
Pre-Existing Disease / Illness coverage 24 months waiting period on preexisting diseases
Pre-Hospitalization Expenses (60 days) Covered up to Sum Insured
Room Rent Limit Gold Plan:-Shared Room |Platinum Plan:-Single Private Room
Waiting Period for New Policy 30-day initial waiting period