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Lifetime Health Individual
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Synopsis:
Comprehensive and customisable health insurance plan that provides blend of coverages at every stage of life.

Highlight:

  • SUM INSURED: Rs 50 Lacs - RS 3 Cr
  • Coverage across the globe for Major illnesses including Cancer treatment
  • Customize as per the changing life stages with optional packages such as Global+ (Global OPD & more), Women+ (specialized package for women) and Health+ (coverage enhancement)
Benefit:
Title Description
Room Rent Limit For Sum Insured up to 200 Lacs - Covered up to any room except suite or higher category. |For Sum Insured 300 Lacs - Covered up to any room including suite category.
ICU Daily Rent Limit For Sum Insured up to 200 Lacs - Covered up to any room except suite or higher category. |For Sum Insured `300 Lacs - Covered up to any room including suite category.
Pre-Hospitalization Expenses 60 days
Post Hospitalization Expenses 180 days
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage All Day Care Treatments, availed in India, covered up to the full Sum Insured.
Additional Cover for Critical Illness On payment of extra premium
Automatic Restoration of Sum Insured Multiple Restoration is available in a Policy Year, for unrelated illnesses, in addition to the Sum Insured opted. The restored amount will be available for claim towards expenses covered in India only
Pre-Existing Disease / Illness coverage Pre-existing diseases will be covered after 24 months
Waiting Period for New Policy 30 days
Free Health Checkup Available once in a Policy Year to all Insured Persons who have completed 18 years of Age or more at the inception of the Policy Year. Health check - up will be conducted at our Network in India, as per the list specified under the Policy
Ambulance Expenses Road Ambulance Cover Expense incurred on availing Road Ambulance services in India, up to full Sum Insured.Air Ambulance Cover Expenses incurred Air Ambulance services Cover is available up to 10 Lacs and maximum one event /Policy Year
Non-Allopathic Treatments Up to full Sum Insured, for treatment availed in India
Daily Hospitalization Allowance A daily cash benefit of 2500 is paid on every completed 24 hours of Hospitalization of an Insured Person, provided the Hospitalization is towards treatment of a Major Illness in India. The benefit is payable maximum up to 10 days per Hospitalization.
Donor Expenses Up to full Sum Insured, for expenses incurred in India.
No Claim Bonus Available