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Care Senior Individual Old
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Synopsis:
Affordable Health Insurance Plan for Senior Citizens.

Highlight:

  • Affordable Premium
  • Pre-policy Medical Check-up NOT REQUIRED
  • Upto 150% Increase in Sum Insured with No Claim Bonus + No Claim Bonus SUPER
  • Recharge of Sum Insured
  • Complimentary Annual Health Check-up for All Insured Members every year
  • OPD Care : Covers expenses related to Doctor Consultation, Diagnostics & Pharmacy
  • No Claim Bonus SUPER
  • Upto Rs.15000/- tax saving under Section 80D
Benefit:
Title Description
Attendant Allowance Up to Rs 50000 for Sum insured Rs 3Lakh. Upto Rs 100000 for all other sum insured.
Automatic Restoration of Sum Insured Upto sum Insured, once a year.
Co-Payment 20% co payment. 20% Addtional in case of treatment outside of Smart Select Hospitals.
Daily Hospitalization Allowance For Sum Insure of Rs 3 Lakh, Rs 500/day for max 5 days. Not availble of other sum insured.
Day Care Procedure Coverage Upto Sum Insured. 541 Procedures covered.
Free Health Checkup Every year for all insured members.
ICU Daily Rent Limit 2% SUm Insured per day
Medical Screening Pre-policy Medical Check-up not required.
Minimum Hospitalization Period 24 hours.
No Claim Bonus Upto 150% with optional cover NCB Super.
Post Hospitalization Expenses 60 days
Pre-Existing Disease / Illness coverage Pre existing diseases are covered after 4 years of continued coverage.
Pre-Hospitalization Expenses 30 days
Room Rent Limit 1% Sum Insured per day For Sum Insured Of RS 3 Lakh. For Sum Insured of 5,7,10 Lakh single private AC room (Max upto 1% Sum Insured per day)
Waiting Period for New Policy 4 years for Preexisting diseas. 2 Years for named ailments. 30 days for any other illness except injury.