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Care Senior Individual
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Synopsis:
Care for Senior Citizens is a unique senior citizen health insurance plan for individuals aged above 60.

Highlight:

  • Save Tax On premium of up to Rs 75000
  • Smart select discount of Up to Rs 15000 on Premium
  • Up to 150% increase in Si
  • Second Opinion Covered
  • Treatment of Cataract Covered with sub-limit
  • 1/2/3 years tenure option
Benefit:
Title Description
Ambulance Expenses For SI 3 Lacs Upto Rs 1,500 per hospitalization;For SI 5, 7, 10 Lacs Upto Rs 2,000 per hospitalization
Automatic Restoration of Sum Insured Automatic Recharge up to some insured will be reinstated upon exhaustion
Co-Payment For Insured above the age of 61, 20% Co-Pay option
Daily Hospitalization Allowance For SI 3 Lac Rs. 500 per day
Day Care Procedure Coverage Upto SI
Donor Expenses For SI 3 Lacs Upto Rs 50000;For SI 5, 7, 10 Lacs Upto Rs 100000
Free Health Checkup Annual Health check up for all insured persons
ICU Daily Rent Limit 2% of SI Per Day
Medical Screening No pre-Policy medical check up
Minimum Hospitalization Period 24 hours
No Claim Bonus 10% increase in SI max 50%; For SI , 7, 10 Lacs max Bonus upto 150%
Non-Allopathic Treatments For SI 3 Lacs Up to Rs 15,000;For SI 5, 7, 10 Lacs Up to RS 20,000
Post Hospitalization Expenses 60 days
Pre-Existing Disease / Illness coverage Covered afeter 4 Years of continuous coverage
Pre-Hospitalization Expenses 30 days
Room Rent Limit For SI 3 Lacs 1% of SI Per day;For SI 5, 7, 10 Lacs Single Private room (Max 1% of SI/Day)
Waiting Period for New Policy 30 days