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Super Top Up Floater
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Synopsis:
Super Top health Insurance plan designed to provide higher sum inusred with reasonable cost.

Highlight:

  • Sum Assured available from 3 Lakh to 20 Lakh.
  • Deductible available from 2 Lakh to 10 Lakh
  • Early entry discount of 50% from 4th year onwards, if insured enter the policy before the age of 42
Benefit:
Title Description
Additional Cover for Critical Illness NA
Ambulance Expenses Actual charges
Attendant Allowance Up to Sum Insured Limit 10 Lakh, INR 1,000 per day for 10 days per individual, Above Sum Insured Limit 10 Lakh, INR 2,000 per day for 10 days per individual
Automatic Restoration of Sum Insured NA
Daily Hospitalization Allowance Up to Sum Insured 10 Lakh, INR 1,000 per day for 5 days per individual Above Sum Insured 10 Lakh, INR 2,000 per day for 5 days per individual
Day Care Procedure Coverage 140 day care procedures
Donor Expenses Medical expenses, Pre & Post Hospitalisation expenses up to Sum Insured
Free Health Checkup Every 2 claim free years, Up to Sum Insured Limit 10 Lakh, INR 5,000 per family, Above Sum Insured Limit 10 Lakh, INR 10,000 per family
ICU Daily Rent Limit Up to Sum Insured
Medical Screening NA
Minimum Hospitalization Period 24 hours
No Claim Bonus CB at 5% of Sum Insured Limit for each claim free year, In case of claim, CB to be reduced at 5% per year
Non-Allopathic Treatments Ayurveda and Homeopathy - up to sum assured
Post Hospitalization Expenses 60 days
Pre-Existing Disease / Illness coverage 12 months – PED claim not payable, 13-24 months - 50% of PED claim, 25-36 months - 75% of PED claim, After 36 months - 100% of PED claim
Pre-Hospitalization Expenses 30 days
Room Rent Limit Up to Sum Insured
Waiting Period for New Policy 12 months – PED claim not payable 13-24 months - 50% of PED claim 25-36 months - 75% of PED claim After 36 months - 100% of PED claim