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Arogya Sanjeevani Floater
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Synopsis:
A simple, easy to understand health insurance plan that provides coverage for Health expenditure .

Highlight:

  • Policy can be taken for 1 year.
  • Premium can be paid on instalment basis- Annual, Half yearly, Quarterly or Monthly
  • Self, legally wedded Spouse, Dependent Children, Parents, Parents In laws can be covered.
  • SUm Insured from Rs 100000 To Rs 500000
Benefit:
Title Description
Ambulance Expenses INR 2000/- per hospitalisation
Co-Payment 5% co pay on all claims
Day Care Procedure Coverage All Day Care Treatments covered
ICU Daily Rent Limit 5% of the sum insured subject to maximum of Rs.10,000/-, per day.
Medical Screening No Medical tests upto 45 years
Minimum Hospitalization Period 24 hours
No Claim Bonus 5%for each claim free year, Max 50%
Non-Allopathic Treatments Covered
Nursing Allowance 2% of the sum insured subject to maximum of Rs.5000/-, per day.
Post Hospitalization Expenses 60 days
Pre-Existing Disease / Illness coverage Covered after 48 months of continuous coverage under this policy
Pre-Hospitalization Expenses 30 days
Room Rent Limit 2% of the sum insured subject to maximum of Rs.5000/-, per day.
Waiting Period for New Policy 30 days