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Classic Health Family Floater
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Synopsis:
Chola Classic Health – Family Floater provides cover against medical expenses for families on floater sum insured basis

Highlight:

  • This policy is offered for 1 / 2 / 3 year policy tenure
  • This policy is applicable for you and your dependants (Spouse, dependent Children). Any person aged between 90 days and 65 years can take the policy for the first time. Children who are between age of 90 days and 26 years
  • Multi year discount of 6% for 2 years and 12% for 3 years
Benefit:
Title Description
Ambulance Expenses Covered upto Rs.1000
Daily Hospitalization Allowance Plan A: Rs. 500 / day Max 14 days, Plan B: Rs. 400 / day Max 10 days, Plan C: Rs. 300 / day Max 7 days, Plan D: Rs. 200 / day Max 7 days, Plan E: NA
Day Care Procedure Coverage Covered
Donor Expenses Covers Organ transplantation including the treatment costs of the donor but excluding the costs of the organ
ICU Daily Rent Limit Covered
Medical Screening Where proposers &/eligible dependants are aged above 45 years, medical examination report will be required along with the proposal form
Minimum Hospitalization Period 24 hours
No Claim Bonus 5% of Sum Insured every claim free year subject to maximum of 50% of Sum Insured. Cumulative bonus Reduction of 5% of Sum Insured in case of claim
Non-Allopathic Treatments 100% of SI
Post Hospitalization Expenses 90 Days
Pre-Existing Disease / Illness coverage Covered after 48 months
Pre-Hospitalization Expenses 60 Days
Room Rent Limit Plan A:Upto Rs.3000/ day, Plan B: Upto Rs.2500/ day, Plan C: Upto Rs.2000/ day, Plan D: Upto Rs.1500/ day, Plan E: Upto Rs.1000/ day
Waiting Period for New Policy 30 days