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Flexi Health Floater
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Synopsis:
A health insurance that moulds itself around your life. You can personalise your sum insured, premium payment mode and tenure under the policy. The product also covers you for alternate treatments besides allopathy. Stay healthy. Stay flexi

Highlight:

  • Reimbursement of air travel expenses, up to `5000/- to visit the hospitalized and insured by an immediate family member fora life-threatening emergency medical condition
  • Up to `3,000/- subject to an admissible claim under the policy
  • Reimbursement of cost of obtaining specialist medical opinion up to a maximum of `25,000/-
  • Repatriation of Mortal Remains are covered
Benefit:
Title Description
Room Rent Limit Upto Rs.2000/- per day for Sum Insured Rs.50,000/-, Rs. 1 Lakh & Rs. 2 Lakhs. No Room limit for Sum Insured above Rs.2 Lakhs
ICU Daily Rent Limit Covered
Pre-Hospitalization Expenses Up to 30 days
Post Hospitalization Expenses Up to 60 days
Day Care Procedure Coverage Covered
Automatic Restoration of Sum Insured (applicable for SI 3 Lakhs and above) 100% restoration of Sum Insured during that policy period. Not available for same claim. There is separate recharge benefit availble for all SI for inpatient Hospitalisation Expenses for treatment of same disease
Pre-Existing Disease / Illness coverage Covered after 36 consecutive months of continuous coverage
Waiting Period for New Policy 30 days
Free Health Checkup Once in two claim free years upto defined limits
Ambulance Expenses Upto 1% of SI subject to a maximum of Rs.2,000/- per hospitalisation
Non-Allopathic Treatments Covered
New Born Baby Cover Covered, subject to a limit of 10% of Sum Insured subject to a maximum of Rs.50,000/-
Daily Hospitalization Allowance Daily benefit of `500/- per day towards accompanying person expenses, up to a maximum of 10 days per policy period
Donor Expenses Covered
No Claim Bonus 10% - 50%. Reduction in Cumulative Bonus 10%