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Medisure Classic Individual
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Synopsis:
Medisure Classic Insurance is a comprehensive health insurance policy that takes care of medical costs arising due to illness, accident or any injury.

Highlight:

  • All Day care treatments are covered. No exceptions
  • Lump-sum recovery benefit in case hospitalization exceeds 10 continuous days
  • Reinstatement of Sum Insured in case of hospitalization due to an accident
  • Non-allopathic treatment is also covered
  • Get 5% discount by opting for two years policy
  • Double Sum Insured for treatment of Critical Illness, if opted
  • 6 Hours response guarantee on every cashless claim or we pay penalty
  • Life long policy renewal
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title Description
Additional Cover for Critical Illness Optional
Ambulance Expenses Max 1500, Per hospitalisation
Automatic Restoration of Sum Insured Yes, once in a policy year
Co-Payment Upto 10% for age at entry 80 years and above
Daily Hospitalization Allowance Up to 500 per day, from 4th to 10th day
Day Care Procedure Coverage Yes
Free Health Checkup Up to 1% of sum insured, once in a 4 claim free years.
ICU Daily Rent Limit Up to 2% of sum insured, max 6000
Medical Screening Yes
Minimum Hospitalization Period 24 Hrs
New Born Baby Cover Yes, Up to 90 days
No Claim Bonus Up to 5% every renewal, Max 50%
Non-Allopathic Treatments Coverage for cost of (non cosmetic) Ayurvedic treatment upto `25,000 per Policy Year
Nursing Allowance Up to 1% of sum insured, Max 4000
Post Hospitalization Expenses 60 Days
Pre-Existing Disease / Illness coverage After36 months
Pre-Hospitalization Expenses 30 days
Room Rent Limit Up to 1% of sum insured, max 4000
Waiting Period for New Policy 30 days