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Saving And Investment Plans HDFC Life Uday
HDFC Life Uday helps you do just that with benefits like guaranteed additions and bonuses while ensuring that your family receives a lump sum benefit in case of your unfortunate death.


  • Low ticket size with monthly premium as low as Rs 500 and annual premium as low as Rs 5000
  • Multiple term options to suit your needs
  • Pay premiums for 8 years, enjoy cover for 12 years or 15 years.
  • Pay premiums for 10 years, enjoy cover for 15 years.
  • Guaranteed Additions1 of 3% p.a. during the first five policy years.
  • Bonuses declared at the end of each financial year
  • Additional death benefit in case of death due to accident.
  • Once your policy acquires a Guaranteed Surrender Value (GSV), your death benefit2 continues for next one year even if you miss a premium payment.
  • Simple issuance process3.


  • Maturity Benefit
  • Death Benefit
  • Accidental Death Benefit
  • Auto Cover Continuance
Policy Term 12 Years 15 Years
Premium Paying Term 8 Years 8 Years or 10 Years
Minimum Entry Age 18 Years
Maximum Entry Age 55 Years
Minimum Maturity Age 30 Years
Maximum Maturity Age 70 Years
Minimum Sum Assured on Maturity Rs. 28,465
Maximum Sum Assured on Maturity No Limit subject to Board approved underwriting policy