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Protection Plans ABSLI DigiShield Plan
With this plan choose to shield your family with greater certainty, depending on their future needs. You can customize the plan as per your requirements at every stage of life at an affordable cost.


  • Complete financial protection at an affordable cost
  • Two plan options to suit your protection needs
  • Option to enhance coverage at key milestones of your life
  • Option to cover your spouse under the same policy
  • Inbuilt Terminal Illness Benefit
  • Multiple options to receive death benefit to meet your needs
  • Flexible premium paying terms
  • Enhance your insurance with appropriate rider options


  • Death Benefit:
    In case of unfortunate demise of the life insured during the policy term Death Benefit will be paid to the nominee. Death Benefit is the Sum Assured on death less any previously paid Terminal Illness Benefit. The policy shall be terminated once the Death Benefit is paid.
  • Joint Life Protection:
    Under this option, two lives i.e., you (primary life insured) and your spouse (secondary life insured) are covered under the same policy. The sum assured applicable for your spouse shall be equal to 50% of your applicable sum assured. This option shall only be available where the sum assured of prima life insured is greater than or equal to Rs 6,000,000. You can opt for this option at the inception of the policy and the same shall not be changed subsequently. No rider can be opted under this option.
  • Enhanced Lifestage Protection:
    Your protection need varies at different life stages owing to occurrence of joyous events such as marriage & birth of children. You may opt to increase your life cover on occurrence of each of the events without undergoing for any fresh medical examination
Entry Age: 18 to 65 years of age
Maximum Maturity Age: 80 Years
Plan Option: I – Level Term Assurance II – Increasing Term Assurance
Policy Term : 5 to 40 years
Premium Paying Term Single : Pay | Limited Pay – 5 | 7 years | Regular Pay
Premium Mode: Annual | Semi-annual | Quarterly | Monthly
Sum Assured : Min. Rs. 30,00,000 Max. No Limit (subject to underwriting guidelines)