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Health Plans Exide Life Critical Illness Rider


  • Minimum / Maximum Age at Entry
  • For Critical Illness Rider:- 18 years – 65 years
  • Critical Illness Benefit Ceasing Age 70 years
  • Minimum Sum Assured 50,000
  • Maximum Sum Assured Lower of, 25 lakhs or Sum Assured of the base policy Rider Term (minimum/maximum)
  • For Critical Illness Rider: 5 years – 40 years
  • Premium Payment Terms
  • Regular Pay - Equal to Policy Term
  • Premium Payment Mode - Same as that of the base policy
  • Premium Rates Revision
  • For Critical Illness Rider: Premium rates are guaranteed for a 5 years


  • Lump sum amount on diagnosis
    1. Get lump sum amount equal to rider sum assured on diagnosis of any of listed critical illnesses as per your listed plan.
  • Full benefit amount paid
    1. The lump sum amount is paid immediately on the diagnosis of the listed critical illness irrespective of the actual expense incurred towards the treatment of critical illness
  • Tax Benefit
    1. The rider provides for income tax rebate under section 80D and for benefit amount under section 10 (10 D).