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Saving And Investment Plans HDFC Life Sanchay Plus
HDFC Life Sanchay Plus, a non-participating, non-linked, savings insurance plan that offers guaranteed returns for you and your family.


  • Guaranteed benefits – Rest assured of the returns
  • Tax benefits – You may be eligible for tax benefits as per prevailing tax laws
  • Flexibility – Guaranteed benefits as a lump sum or as regular income
  • Life Long Income option – Guaranteed income till age 99 years
  • Long Term Income option – Guaranteed Income for a fixed term of 25 to 30 years


  • Maturity Benefit: This option pays you a maturity benefit in the form of Guaranteed Income for fixed term of 10 or 12 years upon payment of all due premiums and life assured surviving the policy term
  • Death Benefit: In case of death of Life Assured during the policy term, the death benefit equal to Sum Assured on Death shall be payable to the nominee. Sum Assured on Death is the highest of: 10 times the Annualized Premium
Min- Max Entry Age (years) Guaranteed Income 5 60
Guaranteed Maturity 5 60
Long Life Income 50 60
Long Term Income 5 60
Min- Max age at Maturity (years) Guaranteed Income 18 73
Guaranteed Maturity 18 80
Long Life Income 56 71
Long Term Income 18 71
Premium Paying Terms(years) For all options Monthly, Quarterly, Half Yearly and Annually For all options Monthly, Quarterly, Half Yearly and Annually
Min –Max Policy Term (years) For All options No Limit